Own it today.
Pay small small.
Split any purchase into easy monthly installments. Instant approval with your Ghana Card and MoMo statement.
Choose your installment
3
months
Rate shown at checkout · No early repayment fees
6
months
Rate shown at checkout · No early repayment fees
12
months
Rate shown at checkout · No early repayment fees
Pay later eligible products
How Ololo BNPL works
Browse & select
Find any product marked with the BNPL badge. Add to cart as usual.
Choose Pay Later
At checkout, select 'Pay Later'. Pick your installment plan — 3, 6, or 12 months.
Quick verification
Upload your Ghana Card and a recent payslip or MoMo statement. Approval in minutes.
Get it delivered
Pay your down payment, we deliver immediately. Pay the rest monthly.
What you need to qualify
✓Valid Ghana Card (Ghana-NIA)
✓Active MoMo or bank account
✓3 months payslip or MoMo statement
✓Ghana phone number (for OTP)
Ready to check your limit?
Apply in under 5 minutes. Most buyers get approved within 24 hours.
Apply now — it's freeChecking your limit does not affect your credit score.

